OAS payment October 2026: up to $762.50, paid on 28 October
The maximum Old Age Security pension is $762.50 a month for people aged 65 to 74, and $838.75 for people 75 and over, from October 2026. The October payment goes out on Wednesday 28 October. That is $10.53 a month more than in July to September for the younger group, and $11.58 more for those 75 and over. All amounts are from the Government of Canada's table for October to December 2026.
Maximum monthly amounts, October to December 2026
| Benefit | Oct to Dec 2026 | Jul to Sep 2026 |
|---|---|---|
| OAS pension, age 65 to 74 | $762.50 | $751.97 |
| OAS pension, age 75 and over | $838.75 | $827.17 |
| Guaranteed Income Supplement (GIS), single person | $1,138.90 | $1,123.17 |
| GIS, partner of someone who gets the OAS pension | $685.56 | $676.09 |
| Allowance | $1,448.06 | $1,428.06 |
| Allowance for the Survivor | $1,726.18 | $1,702.34 |
These are maximums. What you get depends on how long you have lived in Canada and, for the GIS and the Allowances, on your income. For a single person, the GIS annual income cut-off this quarter is $23,112. The July to September figures are from the previous quarter's table.
Payment dates to the end of 2026
| Month | OAS, GIS and CPP paid on |
|---|---|
| October | Wednesday 28 October |
| November | Thursday 26 November |
| December | Tuesday 22 December |
Dates from Canada.ca's benefit payment dates page, which asks you to wait 5 to 10 business days before calling if a payment has not arrived. For the Canada child benefit and other dates, see our page on Canada benefit payment dates.
CPP amounts for 2026
The Canada Pension Plan is adjusted once a year, in January, not every quarter like OAS. For someone starting their CPP retirement pension at 65 in January 2026, the maximum was $1,507.65 a month. Canada.ca lists an annual adjustment of 2.0% for CPP benefits already being paid. Most people get less than the maximum, because the amount depends on how much and for how long they paid in.
Why OAS went up in October
OAS amounts are reviewed every January, April, July and October to follow the cost of living as measured by the Consumer Price Index. They go up when prices rise and do not go down when prices fall. For October to December 2026 the increase is 1.4%, and 3.0% over the year since October 2025. The next review is for January 2027. There are two rates because the OAS pension for people 75 and over was permanently raised by 10% in July 2022 (Canada.ca).
